Am I Required to Offer Workers Comp to My Georgia Employees? 

Georgia requires any business with three or more employees to carry workers’ compensation insurance for corporate officers, full-time and part-time employees.

Sole proprietors and partners are not automatically considered employees but can be covered when your company asks the insurer to include them.

Posting Requirements

Georgia law also requires employers to post specific notices in the workplace:

• Official Notice—This notice informs employees about their rights and responsibilities under the workers’ compensation law.

• Bill of Rights for the Injured Worker—This document outlines the benefits available to injured workers and the procedures for obtaining them.

These notices must be displayed in a prominent location where all employees can easily see them.

What Does Georgia Workers Comp Cover?

Georgia workers comp insurance provides various benefits to employees who suffer work-related injuries or illnesses. This coverage includes medical expenses, such as doctor visits, hospital stays, surgeries and prescription medications.

It also covers rehabilitation costs, including physical therapy and vocational training if needed.

In addition to medical benefits, workers’ compensation in Georgia offers wage replacement. If an employee is unable to work due to an injury, they may be entitled to receive two-thirds of their average weekly wage, up to a maximum amount set by the state.

These benefits continue until the employee can return to work or reaches the maximum benefit period.

For injuries resulting in permanent disability, workers’ compensation provides additional benefits based on the severity and type of disability. In cases of catastrophic injuries, employees may be eligible for lifetime benefits.

If a work-related injury results in death, workers’ compensation may also provide death benefits to the dependents of the deceased employee. These benefits include funeral expenses and ongoing financial support for the surviving spouse and children.

Contact Us

Contact Kite Insurance Agency in Columbus, Georgia, for more information about your company’s workers’ compensation insurance options.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.