Will General Liability Insurance Cover My Business?  

Whether you own a small startup or manage a large team of employees, it’s essential to be financially prepared for unexpected accidents or incidents. General liability insurance is a foundational coverage most businesses carry.

What is General Liability Insurance?

General liability insurance can help financially protect your business in the wake of the following incidents:

• Advertising injury, such as slander, libel, or copyright infringement
• Property damage, such as damaging another person’s belongings
• Bodily injury, such as a person being injured in your store

Do I Need General Liability Insurance?

Regardless of the size or scope of your business, you’ll want to consider general liability insurance if the following apply to your operations:

• You work with clients on-site
• You publicly advertise your services
• You collaborate with vendors or subcontractors
• Customers or clients visit your premises

What Doesn’t General Liability Insurance Cover?

While general liability insurance is a basic level of insurance for your business, you may want to consider additional coverages. For example, you’ll need professional liability insurance for professional errors or if you are deemed negligent in your business operations. Businesses with employees may want to consider—or be legally required to offer—workers’ compensation; this insurance can help with costs related to injuries or illnesses employees face as a result of their professional duties.

Contact Us

The professionals at Kite Insurance Agency in Columbus, GA can help you find the right coverage for your unique business needs. Contact us today for a personalized quote or more information.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.